Money Grow Views

General Goods

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This is a very important number. It reflects how quickly you think your money will grow per year, on average. Remember that over the past many decades, the stock market has averaged about an 11% return per year. But over shorter periods, like 10 years or even 20 years, it can return an annual average of 7% or 15% or something else.

What

Nonprofits and funders alike often blur the important distinction between investments that help an organization grow (growth capital) and investments that fund ongoing programs (revenue). Some of this blurring is intentional. When nonprofits ask foundations for grants, they routinely highlight onetime, growth-oriented uses for money, knowing full well that in reality the money will be needed to fund ongoing operations. Both parties talk as if theys’re making a deal on Wall Street when it is really a transaction on Main Street. Of course, funders are willing participants. Only a small minority of grant opportunities can really function like investments and help nonprofits grow, but that is what many foundation staff, management, and board members routinely set as objectives. This dynamic has been called n“the dance of deception.